Our Team

Zervos Group is Comprised of Three Partnerships Working Together to Offer a Complete Commercial Insurance Package


Our Team - Zervos Group, Inc. Insurance & Bonds - a19Although each division has its own specialty area, we work together providing our clients the most comprehensive protection package possible.

Here are some of our outstanding team members:

Zervos Group, Inc.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowGus E. Zervos - CEO

Gus began his insurance career by joining the family business (Zervos Agency) in 1964; Gus gained a great deal of experience in the insurance business and eventually became one of the principals. Over the years, he expanded his knowledge and expertise specializing in Construction Insurance and Bonds. In 1994, Gus along with his partner Steve Zervos formed Zervos Group, Inc. as a separate agency. He is licensed in Property, Casualty, Accident, Health and Life Insurance.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowSteve M. Zervos - President

Steve launched his career in 1974 with Zervos Agency. As an agent, Steve brings over 40 years’ experience as an insurance professional with a concentration in construction. In 1994, Steve formed Zervos Group, Inc. with his partner Gus Zervos. Over the years, Zervos Group, Inc. has become a leader in the insurance industry specializing in Construction Insurance and Bonds. Steve was a member of the C.N.A. Pacer Advisory Council for 12 years and served as President of the council for 3 years. Currently, he holds an advisory position on the Citizens Insurance Construction Focus Board. Steve also holds Property, Casualty, Accident, Health and Life Insurance licenses.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowAngelo G. Zervos - President of Surety

Angelo entered the insurance and bond industry over 20 years ago. He has been involved in international business and multi-state operations including the establishment of multi-million-dollar bond programs. One of Angelo’s roles is acting as an agent for Contractors’ Commercial Insurance and Contract Bonding, bridging the communication between the client and carrier. He has extensive experience and a solid reputation in the industry. He is currently an active supporter of many local trade associations and gives back to the community. Angelo became an owner of Zervos Group, Inc. and Zervos Financial Services, Inc. over a decade ago. These two firms together bring over 75 years of experience in providing excellent customer service, along with unwavering expertise in the exposures and demands of the construction sector. Angelo also holds Property, Casualty, Accident, Health and Life Insurance licenses.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowMichael G. Zervos - President of Operations

Michael joined the firm in 1991 and assumed responsibility for the daily management of personnel, client relations and operations. He has over 25 years’ experience as an insurance professional. Michael works diligently with insurance carriers enhancing programs to provide great service for our clientele. He has extensive experience and first-hand knowledge in the construction industry. He currently holds a Property and Casualty Insurance license.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowStephanie Dinco - Operations Manager

Stephanie joined Zervos Group, Inc. in 2016 and brings over 20 years of insurance experience to the organization. She handles the day-to-day operations at Zervos Group Inc., working to improve operational systems and policies in support of ZGI’s mission and vision. Stephanie holds an advisory position on the Hanover Personal Lines National Council. Her professional affiliations include Certified Professional Insurance Agent (CPIA) Designation and Certified Insurance Service Representative (CISR) Designation. She also holds Property, Casualty and Life Insurance licenses.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowDonald Burden - Bond Manager

Don joined Zervos Group Inc. in 2002 with over twenty years of surety, fidelity and commercial bonding experience. Prior to joining Zervos Group, he was employed by Zurich North America Surety as Regional Sales Executive. Don’s role within Zervos Group, Inc. is bond manager where he is integral in marketing and servicing existing business. Don holds multiple designations including Chartered Property Casualty Underwriter (CPCU); Associate in Fidelity and Surety Bonding (AFSB); Associate in Management (AIM); and Effective Speaking and Human Relations from Dale Carnegie. He also holds a Michigan Property and Casualty Insurance license.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowDavid C. Lange - Agent

David is a producer actively involved with writing Commercial Insurance. He represents a variety of clients ranging from non-profit organizations to manufacturers. Dave has over 35 years of experience in the insurance field, beginning his career as a Life and Health agent. He joined Zervos Group, Inc. in 1976. He has a Commercial Insurance Counselor (CIC) designation and holds Property, Casualty, and Life licenses.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowJoseph A. Zubor - Agent

Joe joined Zervos Group, Inc. in 2008 as a commercial lines agent. Previously, he managed a manufacturing facility where his experience gave him insight into the Commercial Insurance industry. Joe’s know-how brings a unique perspective when helping place coverage for restaurants, plumbers, heating and cooling and various contractors. He holds a Michigan Property and Casualty Insurance license.


Michigan Contractors Financial Services (MCFS)

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowDominic J. Nicita - Agent

Dominic heads up Zervos Group’s affiliate, MCFS (formerly a part of Michigan CAT Financial Services, Inc. until 2007). He began his career with Michigan CAT in 1992 as the Finance Manager, responsible for financing customer equipment purchases and leases. Dominic realized that Michigan CAT customers had specialized needs so that in 1995, Dominic helped found Michigan CAT Financial Services, Inc. with the mission to become an expert in Contractor’s Insurance and Bonds. He served as President and Chairman of the Board of Directors. In his tenure at Michigan CAT, Dominic was responsible for developing specialized equipment insurance programs for the Rental and Sales departments. He has also developed rental equipment damage waiver programs for Michigan CAT and several other large equipment dealerships and coined the name “Rental Protection Plan (RPP)” for these programs.

In addition to his 20 years in the insurance, equipment finance and construction industries, his qualifications include a Master’s in Business Administration (MBA) and a Bachelor’s Degree in Psychology from the University of Michigan. He holds Property and Casualty licenses.


Zervos Financial Services, LLC

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowNicholas G. Conflitti - CLU, ChFC, RHU, LIC

Nick joined Zervos Group, Inc. in January 1985, becoming a member in 1997 with the establishment of Zervos Financial Services, LLC. He is appointed with multiple insurance carriers with State and National representations, Nick specializes in group and individual health and life products –his trademark is service. His background is in Secondary Education with a Masters in Economics. He changed careers in 1979 to become a fully licensed Life and Health Insurance broker. He carries multiple designations including a Certified Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU) and Licensed Insurance Counselor (LIC) designation. Nick also holds an Accident, Health and Life license.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowJack R. Richter - Agent

Jack is a licensed Life, Accident and Health Agent with Zervos Financial Services specializing in mid-size and large groups, not limited to Public Sector Employers, i.e. School Districts and Municipalities. Jack came to Zervos Group in 1991 after 15 years with US Fidelity and Guaranty. He is a member of the National Association of Health Underwriters (NAHU) and Michigan Association of Health Underwriters (MAHU). Jack also holds an Accident, Health and Life license.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowAnthony Panella - Agent

Anthony joined Zervos Financial Services in June of 2016 after graduating from Michigan State University with a Bachelor’s Degree in Supply Chain Management. Anthony is qualified to service both Personal and Business Health and Life Insurance. He has successfully completed the training courses for the professional designations Accident and Health Insurance Resident Counselor (AHC) and Life Insurance Resident Counselor (LIC). He holds Accident, Health and Life licenses.

Our Team - Zervos Group, Inc. Insurance & Bonds - arrowErica Welemirov - Agent

Erica joined Zervos Financial Services in March 1998. She is the office manager specializing in the day to day operations, customer service and claims resolution. Erica is qualified to service both Group and Individual Health and Life Insurance as she holds Accident, Health and Life licenses.


Get the protection your business needs to weather any storm. Contact Zervos today for a worry-free tomorrow!